Repent At Leisure

[poliphilo]

Ailz was talking to one of our creditors yesterday. He was so pleased with us for not taking the money and just running like hell that he offered her advice- gratis- on how we really didn't have to be paying our debt management company £300+ a year when there are government backed charities that would do the work for free.

We're not drowning in debt, but we did rather splash out during what I suppose we must now call the boom years- just like Chancellor Brown, in fact. Now we have to watch ourselves very, very carefully. No more plastic, fewer treats, shopping lists that have to be adhered to.

Following the advice of our kindly creditor Ailz is reshuffling our debts.  They're chronic- nothing will make them go away- but it is possible to relieve the discomfort a little.

Comments

[ideealisme.livejournal.com]

They do say that burying your head in the sand is the worst thing you can do with matters financial. Well done to you for tacking your financial issues head on.

Living with debt - yes I know what that is like!

[poliphilo.livejournal.com]

Ailz should get the credit for that. I'm a terrible coward where money is concerned. I couldn't do maths at school and I can't do it now.

[oakmouse]

Now there's a good man. Bravo.

[poliphilo.livejournal.com]

Play nice with people- and they'll generally play nice too.

[ibid.livejournal.com]

What a nice man

Do you have the names of any of the charities?

[poliphilo.livejournal.com]

The one we're going with is called Payplan (I think). Ailz has gone to bed, or I'd ask her. Watch this space: I'll give you a definitive answer tomorrow.

[ibid.livejournal.com]

thanks, I could use some free advice!

[poliphilo.livejournal.com]

Ok. Here we go.

Payplan

0800 716239
www.payplan.com.

That's a free helpline and it's open
Monday to Thursday 8am-9pm
Friday 8am-8pm, & Saturdays 9am-3pm.

[ibid.livejournal.com]

thankee kindly