My personal experience is limited. It comes down to a few dreams- which seem to have transpired in a more real than real environment- and recent experiences with my father who I feel is waiting around for my mother to join him.

But I have read a great deal. I think this world is at the cutting edge of the universe- a place we come to in order to have experiences that we cannot have in a less material environment. Eventually I think we'll move away altogether but only after completing a round of incarnations. For the time being we hang out between lives in a spiritual sphere- or spheres (they're probably graded according to spiritual maturity)- where we reflect on the past life and further our education.